VA
Home Loans
Who can benefit from a VA loan?
If you’re a military veteran, reservist, active duty personnel or surviving spouse of a military veteran, you are eligible to take advantage of the VA mortgage loan program.
Loan Program Details
- No down payment* is required on these loans. You can go up to 100% financing*
- No Mortgage Insurance
- Seller concession cannot exceed 4%. Seller Concession includes – but is not limited to – funding fees, prepayment of taxes and insurance, gifts to the veteran, points for buydown, payoff of veteran debt.
- Surviving spouse of deceased veteran may be eligible
*100% financing up to the appraised value of the property.
Mortgages Made SIMPLE
Get Pre-Qualified Today!
Start the loan application and get pre-qualified today.
What Our Clients Say
Trusted by Many, Loved by All
Travis and the team at USA Mortgage were super friendly and professional and patient in answering all my questions. They made what could have been a very stressful situation easy and stress free. I highly recommend using Travis Bell and USA Mortgage!
Michelle S
Travis was great. Helped us through all the hurtles. Several times, unexpected things came up, he had a way figured out for us, Couldn’t be happier! Recommend Travis to anybody

Michael Williams
I knew exactly what was happening at all times. The whole process was painless and everyone I worked with were thoughtful and professional. We love our new home and highly recommend working with Travis and his team.
Tim Caldwell
Travis was always available for questions and helped break down the steps of the process in a way that was easy to understand. I appreciate his time and expertise during our experience.

Ashland Hankins
Worked with Travis for home loan and was amazing to work with.answered any questions I had during the process and got me a interest rate lower than the going rate currently. Made the process easy for him to get me approved quicker with all paperwork he needed when asked.he does work and gets you the best deal
Travis Allen
Travis was great and very good to us. He was in top of everything. We will send our fiends and family to him.